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Bridging Finance and Loans

  • Are you in need of emergency funding to purchase or finish your property?
  • Have you exchanged contracts but the lender has let you down?
  • Do you require 100% purchase finance with no deposit?

Bridging finance maybe the solution for you.

Over the years Bridging finance has increased and might be the right option for you. Since the Mortgage Market Review (MMR) in 2014, mortgage applications have taken longer to reach approval.

So why do people use a bridging loan?

Some times a bridge may be the only option and using a mortgage advisor will get you the best deal available and most importantly piece of mind.

When used correctly, bridging can be a powerful form of finance and secure you that great deal on your dream home.

Get in touch
Bridging Finance and Loans FAQ's

If you cannot find the answer to your question, give us a call on 0800 1 777 333 or drop us an email and one of our mortgage advisors will get back to you within 24 hours to help in any way they can.

What is bridging finance?

A bridging loan is a short-term finance option. In short; It “bridges” the financial gap between the sale of your old house and the purchasing of a new one. Meanwhile, If you’re struggling to find a buyer to purchase your old house, these loans can help you move into a new home before selling your existing one.

How much can I borrow?

Bridging loan lenders might lend anything between £25,000 and over £25m. But you’ll usually only be able to borrow a maximum loan-to-value ratio (LTV) of 75% of the value of your property.

How quickly can I access the funds?

My Mortgage Co have a wealth of experience dealing with bridging loans and finance. Firstly we have access to the whole of market and in addition can secure lending that is not available to the general public.

We have seen application and funds released in as short as 4 hours!

How do you secure a bridging finance loan?

To secure bridging finance you can use multiple properties for security including a mix of residential/ commercial properties and land. Speak to one of our advisers today to see how we can help you.

Commercial mortgages and some buy to let mortgages are not regulated by the Financial Conduct Authority.

Book an appointment today

    My Mortgage Co
    0800 1 777 333 |

    Contact usContact us

    0800 1 777 333

    My Mortgage Co


    My Mortgage Co.
    Top Floor, Hartley House,
    128a Burton Road, West Didsbury,
    Manchester M20 1JQ

    Opening HoursWorking hours

    Mon – Fri: 9.00 – 18.00
    Sat: 9.00 – 14.00
    Sun: Closed

    Your home may be repossessed if you do not keep up repayments on your mortgage.